Buy to Let Mortgage

Buy-to-let property investing has become very popular in recent years. Essentially its purchasing a property to rent out to tenants with the rental income covering the cost of the mortgage and maintenance with the increase in value of the property producing the profit.

A number of high street and specialist lenders provide buy-to-let mortgage. Although existing mortgage commitments will be taken into consideration when negotiating the size of the facility, most lenders will take the prospective property rental into account when making a decision.

Loan to value ratios can be as high as 85 per cent with a buy to let mortgage.

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